UNBELIEVABLE ASSUMABLE 4.99% FHA LOAN means NO DOWN PAYMENT, OR COSTLY BUY DOWN points in interest rate, just a few fees and take over the monthly payments at 4.99%! THIS IS ALSO AN INVESTORS DREAM RENTAL PROPERTY. NO MUD or PID!! Discover this beautifully designed home featuring a spacious open floor plan, ideally situated just minutes from Lake Ray Roberts and the charming Pilot Point Square. Enjoy the best of both worlds-peaceful small town living with convenient access to the North Dallas Tollway just a few miles away. Located in the sought-after Windrose community, known for its modern ranch-style architecture and larger lot sizes, this home offers access to a welcoming neighborhood and community pool. The layout is perfect for everyday living and entertaining, with seamless flow between the kitchen, dining, and main living areas. The main level features the primary suite with a generous en-suite bath and oversized walk-in closet, plus an additional guest bedroom and full bath. Upstairs includes two spacious bedrooms, a full bathroom, and a secondary living area, perfect for multi-generational living or a private retreat for guests. Step outside to a covered back patio overlooking a spacious backyard with plenty of room to add a pool or create your ideal outdoor living space. This home is FHA loan assumable-CALL THE LISTING AGENT FOR DETAILS ON THE ASSUMABLE LOAN PROCESS AND TO SCHEDULE YOUR TOUR TODAY!