OWNER FINANCING possible. Secure land in Ridge Harbor on Lake Travis! Lot 109 Cove Creek is .37 acres w/117' of road frontage offering a level homesite in a sought-after gated waterfront community. Looking for extra space? Adjacent Lot 110 (MLS# 9960987) is available, creating the option for a larger .71-acre property with added flexibility for home design, additional structures, or outdoor living. Additionally, Lot 91 Cove Creek (MLS# 4793239) is for sale directly across the street, presenting a rare chance to own multiple properties in the same prime location. The Ridge Harbor lifestyle is all about convenience, recreation, & natural beauty. The community's privately owned marina offers boat slips for purchase or lease when available, while two private boat launches provide easy access to Lake Travis. Residents enjoy a large pool, tennis courts, and scenic waterfront park. With private water and sewer services, fiber internet, and underground utilities already in place, building here is a seamless process. Protective deed restrictions ensure long-term value, and there is no required timeline to begin construction, allowing you to plan at your own pace. Spicewood's appeal continues to grow, attracting homeowners and investors alike. The area offers a blend of Hill Country tranquility and convenience, with easy access to outdoor destinations like Muleshoe Bend Park and Krause Springs for hiking, biking, and camping. A private airstrip (88R), local wineries, golf courses, and boutique shopping add to the area's charm, while the future Thomas Ranch master-planned development is set to bring even more growth and opportunity to the region. With a low 1.34% tax rate, Ridge Harbor delivers the perfect combination of affordability, privacy, and lake lifestyle living. Don't miss the chance to build in one of Lake Travis's most desirable communities-whether on a single lot or by securing multiple properties for added space and investment potential!