Spacious 4-bedroom plus office, 3-bath home on an oversized approximately 20,000 sq ft lot just minutes from the water and NOT located in a flood zone. This versatile layout features two primary suites downstairs, each with its own private bathroom, ideal for multigenerational living or guest flexibility. Upstairs offers two additional bedrooms and a full bath. The open-concept living and dining areas flow seamlessly into the kitchen, creating a comfortable space for everyday living and entertaining. A bonus room downstairs, currently used as a TV room, provides additional flexibility for an office, playroom, or study. Enjoy the large yard with mature trees and room to expand, garden, or create your own outdoor retreat. Conveniently located near the waterfront while maintaining peace of mind outside the flood zone. A rare opportunity to own space, flexibility, and location all in one property.