The seller is providing a **$144,000 incentive** designed to optimize the purchase of this estate. This substantial credit, applied at closing, offers a unique opportunity-rare for a residence of this scale-to either generate instant equity or achieve a huge reduction in monthly expenses and overhead through a three-year interest rate buydown and tax adjustments. By drastically lowering carrying costs for the first 36 months, this incentive allows the new owner to significantly enhance their financial position from day one. Offer is subject to lender approval and valid for contracts executed on or before December 31, 2026; **this incentive will not be extended or renewed for the 2027 calendar year.**. **Private tours are strictly by appointment only for fully PRE-APPROVED buyers (pre-qualification letters will not be accepted)**