Discover the perfect blend of convenience and community at 113 Cottage Lane with BONUS low interest rate ASSUMABLE MORTGAGE, a charming single-family residence in the heart of Royse City. This well-maintained, one-story home features 3 bedrooms, 2 bathrooms, and a 2-car garage, offering 1,642 square feet of thoughtfully designed living space. Ideal for first-time buyers seeking a move-in-ready starter home or investors looking for a high-demand rental property, this residence captures the essence of small-town Texas charm with modern accessibility. The interior layout emphasizes an easy flow, perfect for a low-maintenance lifestyle. Outside, the property is situated within a vibrant neighborhood designed for active living. Residents enjoy premium HOA amenities, including a community swimming pool, scenic walking sidewalks, tranquil ponds, and manicured greenspaces, providing a resort-like feel just steps from your front door. Location is the standout feature for this Royse City gem. Situated close to Royse City schools, it offers an effortless morning commute for families. Additionally, the property provides easy access to I-30, making it a prime choice for commuters heading toward Rockwall or Dallas. Whether you are looking to plant roots in a growing community or add a solid asset to your portfolio, this home offers the lifestyle and location today's buyers are searching for.