With an assumable VA loan at just 2.375%, this is a rare opportunity for qualified buyers to lock in long-term savings in one of San Antonio's most desirable neighborhoods. This four-bedroom, two-and-a-half-bath home is located in Stillwater Ranch and was built by Imagine Homes with energy efficiency in mind. The open-concept layout features elegant wood floors and ceramic tile throughout the main level. A private study and formal dining room offer functional flexibility, while the spacious family room connects seamlessly to the kitchen. The kitchen includes black appliances, a tumbled stone backsplash, a deep basin farmhouse sink, and a custom breakfast table built directly off the island, offering both charm and practicality. Upstairs, all four bedrooms are thoughtfully arranged along with a second living area, ideal for movie nights, homework, or quiet reading. Recent updates include a roof replacement in June 2023, a tankless water heater installed in October 2021, a water softener added in July 2022, and an updated microwave in February 2022. Students attend top-rated schools in Northside ISD, with the elementary school located within the community. Stillwater Ranch offers exceptional amenities, including a walk-in pool, fitness center, tennis courts, basketball courts, and a playground. Positioned near major highways, grocery stores, and local restaurants, this move-in ready home offers convenience, value, and community all at an amazing below market price.