New year, new adventures-bring the RV, tools, and all the toys! This NO HOA home requires NO flood insurance and is built for real life. Offering 4 bedrooms and 2 baths, it provides flexibility with a handicap-accessible primary bedroom and bath-ideal for multigenerational living or long-term planning. Fresh interior paint gives the home a bright, clean start, while the kitchen features granite countertops and 12 all-wood upper cabinets. Enjoy instant hot water from any faucet to keep busy mornings running smoothly. Outside, mature landscaping adds charm and shade, and the oversized garage/workshop is perfect for hobbies, storage, or your next big project. Move-in ready and ready to start the new year strong!