VA loan at 2.375%. Qualified Veteran buyers can sidestep the typical mortgage process and assume the seller's existing mortgage, saving thousands annually. Welcome to your charming retreat in the sought-after Saddle Creek Ranch neighborhood! This spacious 4-bedroom, 3.5-bathroom residence offers the perfect blend of comfort, functionality, and tranquility. Step inside to discover a welcoming foyer and a generously sized dining room. The main floor boasts an open-plan layout, high ceilings, featuring a large living area that flows seamlessly into the well-appointed kitchen and breakfast area. The kitchen is equipped with 42-inch upper cabinets, granite countertops, and a pantry, providing ample storage. Enjoy the convenience of having the primary bedroom located on the main floor, offering privacy and relaxation after a long day. The primary ensuite features a separate shower and bathtub, separate vanities and a spacious walk-in closet. Upstairs, you'll find three additional bedrooms, including two connected by an accessible Jack and Jill bathroom. Elevate your entertainment experience in the versatile media room, which can be used as a loft, a flexible workspace, or an additional bedroom. Located on a greenbelt with no backyard neighbors. The new perimeter privacy fence (May 2024). Roof replaced in 2023. Located in the esteemed SCUCISD and zoned for Byron P. Steele High School, this home offers top-tier education opportunities for your family. In close proximity to entertainment and dining options, easy access to 1103 FM, as well as a quick commute to JBSA Randolph and JBSA Fort Sam. Don't miss out on the chance to make this peaceful and inviting home yours. Schedule a showing today!