A standout feature of this property is the assumable USDA loan at a fixed 3.25% interest rate with approximately $285K remaining and 25.5 years left. Ask listing agent for full details. Beautifully maintained single-story home in the highly desirable Clements Ranch community. Built in 2020, this 3-bedroom, 2-bath residence offers 1905 sq. ft. of open-concept living with a versatile layout that includes space for a home office. The kitchen flows seamlessly into the family room with a cozy fireplace, and resilient luxury vinyl flooring runs throughout the main living areas. The primary suite features a large walk-in closet and private bath, while ceiling fans in key rooms enhance comfort. Enjoy a spacious oversized backyard with a covered porch, privacy fencing, and a well-kept lawn supported by a sprinkler system. Community amenities include pool, trails, lake, parks, and playgrounds. Upcoming expansions of Clements Drive, FM 740, FM 460, and Highway US-80 will further improve connectivity, while a new Costco opening in 2027 just minutes away will add everyday convenience. Buyers can secure significant long-term savings compared to today's market rates. Monthly payments are hundreds lower than a new loan, and total lifetime savings can exceed $100K. Faster equity growth and future resale value make this financing option exceptionally attractive. This home blends comfort, value, and future potential in one of Forney's top-tier communities-an opportunity not to be missed.