Assumable VA Loan at an incredible 3.25% interest rate! This rare 1.5-story, 4-bedroom, 3-full bath w/ a dedicated study & formal dining area is ideal for multigenerational living. The upstairs features a spacious loft, large bedroom, and full bathroom , creating a private retreat perfect for guests, in-laws, or older children seeking comfort and independence. This thoughtfully crafted home features an open floor plan with tall ceilings throughout, and select rooms enhanced by elegant tray designs and rich beam accents, neutral paint, beautiful wood floors throughout (NO Carpet), and stone accents that add character. The open-concept kitchen boasts granite counters, built-in double ovens, a five-burner stove, stainless steel appliances, ample cabinetry, and a large island with bar seating. The primary suite includes dual vanities, a garden tub, and a spacious wall-to-wall tiled shower. All-brick and stone exterior, outdoor fireplace, water softener, tankless water heater, and eco-friendly, paid-off solar panels keep electricity bills under $150, highlighting the home's exceptional efficiency and quality, all in a highly desirable area zoned for acclaimed schools. Schedule today!