Contract in Nov. and first payment in February! Step back in time. Historical homes with this kind of character, flexibility, and space don't come along often. Don't miss your chance to own a piece of history! Located in the historical district of Terrell, this 1910 gem is zoned both residential and commercial, make it your home, your business, or both! Sitting on a qtr. acre lot with no HOA, gorgeous pecan trees, a peach tree, delicious blackberries and flower beds that burst with color each spring & room for a shop, this property blends history with charm. Original features include, a cast-iron pedestal tub and a John Watkins pull-chain toilet. Updates include a new HVAC system inside and out with a transferable warranty, stove, dishwasher and garbage disposal installed 10-2025 and water heater installed 11-2024. The primary suite is downstairs with a separate private retreat ideal for office, nursery, or sitting area. Also on the main level: living, dining and second bedroom currently being used as an office. Upstairs you'll find 2 more bedrooms, one is oversized and could double as a game room or second living. Just blocks off Hwy 80 and Downtown Terrell makes for easy access to local dining and shopping or commute. This rare home has it all! Don't miss your chance to own a piece of history! Incredible opportunity! Zero Down Payment, NO PMI Eligible (680 or higher score needed) 5.5% rate or 3% Down with NO PMI (629-670 credit score needed) 5.5% rate. ASK US HOW.