Built in 2018, this rare three-level waterfront home blends thoughtful design with functional living across every floor, all located in the highly desirable Tiffany Park neighborhood with no HOA. The main living level features an open-concept layout centered around an oversized kitchen island and spacious living room with soaring ceilings and a statement fireplace. A private guest suite with full bath and balcony access provides comfortable accommodations for visitors. A dedicated office supports work-from-home needs, while the custom bunkroom-style play space with built-in desk and extensive storage adds flexibility for everyday living.The third floor is dedicated to the bedrooms, featuring the primary suite, two additional bedrooms connected by a Jack and Jill bath, and a third living area with barn doors for added privacy. The primary suite captures elevated water views and includes a spa-inspired bath along with access to a screened patio with motorized shade. The lower level is designed for recreation and entertaining. Currently outfitted with a golf simulator and expansive living area, this level also includes a private gym and kitchenette. Direct access to the backyard creates seamless indoor-outdoor flow. Outside, the property continues to impress. A resort-style pool and spa, completed in 2022-2023, feature integrated fire elements and expansive patio space. Permanent exterior lighting enhances the home year-round. A turf putting green adds functional outdoor living. A private sidewalk leads to the waterfront boat dock, equipped with a boat lift and jet ski lift for direct lake access. Waterfront homes of this age, design, and location are rarely available. This property offers the advantage of newer construction, private boat dock access, and the freedom of no HOA in one of the area's most desirable lakefront communities.