Built in 2018 and never moved, this well-maintained 3-bedroom, 2-bath home qualifies for FHA and VA financing and is priced just under $150K. Located just minutes from the lake with private lake access, this property offers an excellent opportunity for a full-time residence, weekend retreat, or investment property. Inside, the home features a desirable open-concept layout with the kitchen, dining, and living areas flowing together to create a comfortable and functional space for everyday living and entertaining. The kitchen includes its own walk-in pantry, providing additional storage that is hard to find at this price point. The split floorplan offers added privacy, with the primary suite separated from the secondary bedrooms, creating a layout that fits both everyday living and hosting guests. The home provides a more modern feel and layout compared to many surrounding properties. Outside, you'll find a yard with space to entertain, grill, or simply relax and enjoy quiet evenings on the porch. With no HOA, owners have added flexibility and fewer restrictions. Private lake access allows for convenient boating, fishing, and lakeside enjoyment. This property combines newer construction, functional layout, lake proximity, and affordable pricing - a rare find in today's market.