VA Assumable loan at 4.5%! Welcome to 7021 Lo Chalmers Drive in Garland, an affordable gem that combines comfort & convenience in one delightful package! This charming one-story home features 3 bedrooms, 2 full baths, & plenty of space to make your own. Cozy up by the living room fireplace, stay productive in the office area, or enjoy the bright sunroom that's perfect for relaxing. Hosting is a breeze with a convenient little wet bar & a backyard designed for fun-complete with a blue sparkling pool, waterfall feature, spacious deck and grilling area. Located less than a mile from Lake Ray Hubbard, you'll have easy access to outdoor adventures while still enjoying the peace of a lovely neighborhood with a choice of schools! The circle driveway offers plenty of parking along with the 2-car garage in the back of the property. This home is not only full of charm, but it's also a great value-ready for you to move in and enjoy!