RARE OPPORTUNITY! ASSUME A 3.1% INTEREST RATE! Qualified buyers can step right into an incredibly low fixed interest rate of 3.1% by assuming the remaining FHA loan balance of approximately $88,000. Unbeatable affordability due to the low balance and rate. Zero equity premium or markup from the owner. Looking for room to make your own? This 4 bedroom, 2 bath home offers a flexible layout, a large backyard, and a converted garage that makes a great bonus room-ideal for a home office, playroom, hobby space, or whatever suits your needs. The home is in overall good shape, with some minor repairs that offer a chance to add your personal touch. Whether you're buying your first home or looking to downsize, there's plenty to appreciate here. An existing loan with a **3.1% interest rate may be assumable** for qualified buyers. The current principal, interest, taxes, and insurance (PITI) payment is approximately **$1,100 per month**. Loan assumption, payment amount, and terms are subject to lender approval and verification.