MOVE-IN READY + VA ASSUMABLE LOAN at 3.99! This beautifully maintained 2-story home in Cross Creek offers 3 bedrooms, 2.5 baths, a downstairs office, and a versatile upstairs loft-all bedrooms located upstairs for added privacy. The open-concept layout features a spacious living area, large kitchen with island, bar seating, walk-in pantry, and seamless flow for everyday living and entertaining. The oversized primary suite includes a generous walk-in closet and private ensuite bath. Enjoy outdoor living with a covered front porch, extended back patio, and small deck on a greenbelt for added privacy. Additional features include a 2-car garage and pre-plumbing for a water softener. Located outside city limits (OCL) with no city taxes, yet just minutes from shopping, dining, and everyday conveniences. Cross Creek amenities include pool, park, playground, and sports courts. Don't miss this opportunity-schedule your showing today!